Flood insurance is needed from ground waters that result in rising bodies of water as lakes, rivers, and streams. Often times flood insurance is mandatory if you are located in a flood zone, however flood insurance is available to anyone whether you are in a flood zone or not.
Flood insurance covers over flow from rising bodies of waters.
The cost of flood insurance is dependent on underwriting factors and amounts of coverage needed for the policy.
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Flood insurance will be mandatory if the home has a loan that is regulated or insured federally, and located in a flood zone.
Flood insurance will be mandatory if the home has a loan that is regulated or insured federally, and located in a flood zone. Otherwise, it is voluntary.