For many of us our home is the largest purchase we will make in our lifetime. Let us review your policy to ensure your home and the belongings of your family are covered in the event of a loss. There is no price on peace of mind.
Home insurance covers many aspects of potential loss. It depends of the type of home insurance policy that it’s offered. The basic parts of a home insurance policy include but not limited to; dwelling coverage, personal property/content coverage, and liability coverage.
Home insurance covers many aspects of potential loss. It depends of the type of home insurance policy that it’s offered. The basic parts of a home insurance policy include but not limited to; dwelling coverage, personal property/content coverage, and liability coverage.
Personal property on a home insurance policy is usually covered at blanket amount listed. This amount in a typical home policy has special limits on items of personal property in the home. The simplest way to think about what personal property is in a home policy, are the items that would be taken from the home if the insured were to move from one dwelling to another.
Dwelling coverage is the coverage is for the structure (the home itself) that is being resided in.