Motorcycle insurance covers the liability required for that of a motorcycle or ATV. Whether you have a dirt bike or a street legal cruiser, Galeana Insurance, has the options to find the lowest price available for all of your fun toy needs!
It is recommended to have a policy in force to help the rider with medical expenses, uninsured motorist, and coverage for the vehicle.
The cost to insure a motorcycle is dependent on many underwriting factors such as (not limited to) age, prior insurance, driving record, vehicle type, coverage requested, and driving experience.
The cost to insure a motorcycle is dependent on many underwriting factors such as (not limited to) age, prior insurance, driving record, vehicle type, coverage requested, and driving experience.
Motorcycle insurance is typically cheaper, but there are times when different underwriting factors such as vehicle type, age and driving record could result in a higher premium.
The motorcycle insurance can be reduced by:
Exploring your options.
Comparing different coverage options.
Maintaining a clean driving record
Limiting the amount of miles driven each year.
Exploring all of your discount options.
Purchasing a safer vehicle.
Insurance is typically needed on a financed motorcycle. However, verify with your lien holder on the amount of the coverages that is required.
Usually to get classic insurance a bike has to be at least 20 years. This really depends on the underwriting rules of the specific insurance carrier.